b'The Bottom LineIntroduction to Financial EducationBy Mark Melkowski602-793-6493 or mark@eagleadvisorygroup.comM y name is Markincome planning, and social security. The Melkowski and I wasdynamics of financial planning have shifted asked by Mike Barna, theover the years. Having assets is not the most publisher of Arizona Real Country Magazine, to writeimportant piece of estate or financial planning articles on different financial products. I would like totoday and your assets can be lost in the market, introduce myself and let you know what we do. Overthey can take a hit from taxes, divorce or even the coming months each article I write will be about abe stolen. One of the most important assets specific topic.in retirement is to have aAt American Retirement Institute, we will answer guaranteed income.queries about IRAs, how to eliminate some of the I have been in Arizona my entiretaxes your family would be responsible for, income life and I have been in the financialMany challenges have changedplanning, and can you guarantee your income for services industry for the past 25the way we look at retirement,life? Can and how do I avoid probate when estate years. I teach financial educationinterest rates, taxes, global debt,planning? How is my social security taxed and when classes for American Retirementmarket conditions, and evenshould I start receiving it? What is the cost of long-Institute; we provide a non- geopolitical shifts.term care and is it affordable? How do I eliminate biased, educational approach torisk and does the sequence of returns help or hurt my retirement planning. Our coursesOur goal over the comingincome? These questions and more will be addressed are offered throughout Arizona atmonths will be to address andevery month. local community and educationalprovide education on the many institutions that embody ouroptions and tools we all have,There will also be workshops that you can attend and beliefs to help eliminate financial illiteracy.but we all must be willing to explore new ideas andthe details will be listed in my future articles. If you tackle the challenges that come with retirementwould like you can contact me, Mark Melkowksi, at In the upcoming months, I will address retirementincome, legacy issues, and asset risk. 602-793-6493 or mark@eagleadvisorygroup.com. I planning, estate planning, taxes, long term care,look forward to the coming months. JOIN REAL COUNTRY EVERY SATURDAY NIGHT FOR LIVE COUNTRY AT STATE 48 BREWERY FUNK HOUSE AT WESTGATE!OCT. 5thNATHAN DEANOCT. 12thMATT FERRISOCT. 19thBOBBI KERROCT. 26thCALVIN RAINWATERTHE FUN STARTS AT 8PM / MORE INFO CALL 623-877-444840 October 2019'